Widespread changes to superannuation for high income earners announced in the Federal Budget on 3 May have compelled many investors to review their investment strategies as they seek to ensure they are tax effective and will deliver them the necessary lump sum to fund their retirement goals.
With this in mind, a key capital growth and income investment strategy worthy of consideration in the current climate is negatively gearing into equities. Continue reading Negative Gearing and Equities
Front of mind for many investors at the moment is “the chase for yield” (with “yield” being the “income return on an investment”).
Current low interest rates mean investments that previously offered higher rates of financial return no longer do so. There is strong consensus that low interest rates are likely to be a feature of the global investment landscape or some time to come. 
Arguably those who will be experiencing this chase for yield the most are retirees and particularly those baby boomers closing in on retirement. And with barely a day going by without government or other bodies talking about the need to make further cuts or add new restrictions to the Aged Pension and other social security benefits, the pressure to be financially self-sufficient in retirement is only going to increase. Continue reading The Chase for Yield
There is an increasing range of options available when it comes to investing in property.
For many people, the first property they may own is the family home. This may be 
followed by the purchase of a second residential property or a commercial property such as an office, a shop or a warehouse, bringing with it the potential for a rental income stream and capital growth. Many business owners find it attractive to purchase the building in which they conduct or intend to conduct their business.