Tag Archives: TRP

Time to review your super contribution caps and transition to retirement pension

Financial Planning, Retirement, Reviews, Salary Sacrifice, Transition to Retirement, , , , , , , ,

Pick up a newspaper, turn on the radio, watch TV, go online – wherever you look or listen, superannuation has been constantly in the spotlight lately.

While there has been much discussion of possible changes to superannuation in the future, one thing remains certain – super is, and will remain, one of the key methods for Australians to save for retirement.Kristian Falconer

Because super is such a crucial part of most people’s plans for retirement it is important to ensure that you are doing all you can to maximise the benefits superannuation offers. An excellent place to start is by conducting an annual review of how much is going into your super, and, most importantly, whether this amount best meets your saving and investing needs – without incurring unexpected and unnecessary taxes. Continue reading Time to review your super contribution caps and transition to retirement pension →

Save Thousands $$$ – Using Super to Pay Off Your Home Loan.

Debt Reduction, Financial Planning, Transition to Retirement, , , , ,

If you are over fifty and still have a mortgage, keep reading we might just save you thousands.

As advisers we frequently meet people who are over fifty and not comfortable with the size of their home loan or other debts.  There are numerous reasons why later in life you might have higher debts than you would like.  It might be that marriage breakdown, business difficulties or even health issues have required large unplanned outlays that have delayed debt reduction or added new debt.  These events are sometimes just the reality of life, however, there is a way to pay down that debt faster if you meet certain criteria. Continue reading Save Thousands $$$ – Using Super to Pay Off Your Home Loan. →